Buying a house is a big step in life. Now, add to that the pressure of moving to a different state. Whether you are retiring or still in the rat race, Idaho is one of the best places to be. Moreover, it is actually quite easy to find homes for sale in Idaho here on the internet. However, before going through a new experience it is always better to get some tips or pointers. We have done some research and came up with a bunch of things for you to consider when buying a house in the great state of Idaho.
Here are the eight most important things that you should keep in mind:
- Home loan pre-approval
The housing market in Idaho is one of the most competitive ones in the region. Over the years, the number of people interested in buying houses has surpassed those looking to sell property which has caused a role reversal.
Now, house buyers are the ones trying to impress sellers. Because sellers get to choose whom to sell to, if you are planning to find homes for sale in Idaho here, you need to either pay up front which is financially difficult for most, or you can do it the other way.
The second way is basically you getting a mortgage but, keep in mind that most people will be getting mortgages, as well. This is why as an easy way to get ahead in the line for possible buyers, you need to get a loan pre-approval letter from your mortgage lender.
- Zoning regulations
It is very important that you familiarize yourself with an area’s zoning regulations before you have made your purchase. Zoning regulations are basically what keeps the commercial and the industrial sectors out of a certain neighborhood.
Idaho is a state known for overflowing with natural resources. Aside from the vast array of gems mined from the depths of Idaho ground, the state is mostly famous for its lumber, as well as metals like silver, zinc, and lead.
Although there are many upsides to living in the Gem State, one downside is the potential of factories or businesses opening up near residential neighborhoods. Hence, you need to make sure that your future neighborhood is a good one.
- Idaho life
Idahoans lead a pretty relaxed style of living; the state provides easy access to the great outdoors which makes performing outdoor activities very easy and accessible at any time. Other than the beautiful scenery and culture, believe it or not, the cost of living here is actually low relative to a majority of the states.
- The Weather
Humidity tends to be a huge factor when it comes to summers and winters in Idaho. While spring and autumn prove to be quite friendly, summers and winters are extreme. This is where humidity comes in.
Humidity takes the edge off of both summers, and winters. So, while you wouldn’t be able to resist winters in some northern states, the effect that the precipitation percentage in the atmosphere has on the weather makes all seasons bearable.
If you don’t like potatoes, you will have a hard time adjusting to life here. The reason behind the tons of pop culture references to Idaho being basically constructed out of potatoes is that potatoes, indeed, are that involved in Idaho’s infrastructure.
Idaho is a Republican state so, it is better to keep an open mind about political matters. Especially, if you are coming from a state where Democrats are the bigger percentage and aren’t used to the diversity.
- Water Surfaces
The Gem State is also famous for the number of water surfaces spread all over the place. If you are an angler or a rafter, be prepared to bring your gear because you will want to experience Idaho waters.
A weird fact about Idaho is that it is the home of one of the best types of caviar in the U.S.A. The abundance of lakes and rivers offers a greater chance at a better caviar yield. Therefore, if you are a foodie, the White Sturgeon Caviar is a must.
Idaho is an amazing state; one where you can afford a decent life at a low cost while still being able to enjoy all that nature has to offer. Nevertheless, its biggest downside is the overly competitive housing market. Furthermore, it is a state dominated by homeowners which means that in order to get a home, you will have to struggle for a bit due to the rules of supply and demand.